What can we help you achieve?

    • Home
    • Blog
    • About
    • Contact
    • Buy a home
    • Buy an investment property
    • Refinance your loans
    • Access your home equity
    • Renovate or build
    • Be debt free

What can we help you achieve?

    • Buy a home
    • Buy an investment property
    • Refinance your loans
    • Access your home equity
    • Renovate or build
    • Be debt free

    • Home
    • Blog
    • About
    • Contact
Debt recycling is a wealth creation strategy

Debt recycling is a wealth creation strategy

Debt recycling may help you repay your home loan sooner while building investment wealth for your future.

Use your home equity to invest and repay your debts sooner

You might think that because you have a home loan, you don’t have the capacity to also build an investment portfolio. However, Debt Recycling is a strategy that allows you to invest in shares or other assets and repay your home loan sooner.

Debt recycling involves borrowing against the equity you have in your home to invest – and using the returns from that investment as additional payments on your mortgage. Essentially, it turns bad (non tax-deductible) debt into better (tax deductible) debt as an investment loan. It also helps you pay off your home loan sooner. What’s more, you can invest in shares or other assets outside of your home to boost your wealth.

Using a master limit loan

Debt recycling works well if you use a loan facility that allows master limits. Jake, Milestone Lending broker, explains how a master limit works.

Debt recycling can help you pay off your loan sooner

Debt recycling can help you:

  • Pay off your home loan sooner
  • Build wealth for your future
  • Invest in shares or other assets
  • Save tax each year
  • Improve your lifestyle and achieve your goals

Watch Andrew Boulds, Senior Financial Planner from Milestone Financial discuss the dual goals of repaying your home loan sooner and investing to build wealth through Debt Recycling.

There are only a few lenders who have specific loan products that allow you to have a facility that can easily manage the debt recycling strategy. Contact Milestone Lending today to see if this strategy could help you achieve your wealth goals.

What can we help you achieve?

  • Debt recycling

    Debt recycling is a wealth creation strategy

    Debt recycling is a financial strategy that aims to repay your home loan sooner, and build a portfolio of income producing investments.

    Find out how

  • Buy a home

    Buying a home with Canberra Mortgage Broker Milestone Lending

    Buying a home is a dream for many people. Milestone Lending can help you make it a reality with a range of lenders, great service and thoughtful advice.

    Find out how

  • Buy an investment property

    Join us for a discussion on property investing

    Australians love to invest in property because it's tangible - you can drive past and look at it whenever you like. But what makes a great investment property?

    Find out how

  • Refinance your loans

    Milestone Lending refinance your loan

    Refinancing your home loan to a more competitive rate or a loan with better features could save you significantly over the life of the loan

    Find out how

  • Access your home equity

    Equity in your home can help you invest

    If you have built up equity in your own home, through repaying your mortgage early, or due to the increase in value of your property over time, you may be able to use your home equity to invest. 

    Find out how

  • Renovate or build

    Renovate your home with a Milestone Lending loan

    Whether you are renovating your home, building a new home or buying a home off the plan, it's important to get the right construction loan to match your building plans.

    Find out how

  • Be debt free

    Let Milestone Lending help you be debt free

    Too much debt can be stressful and can often stop you from achieving your goals in other areas. However, well structured debt, used wisely, can set you back on the path to financial freedom

    Find out how

Contact us

  • Address: 12A Thesiger Court, Deakin ACT 2600, Australia
  • Phone: 02 6102 4333
  • Email: info@milestonelending.com.au

 

Milestone Financial Services Pty Ltd (ABN 68 100 591 508) trading as Milestone Lending Solutions is an Authorised Representative and Credit Representative of AMP Financial Planning AFSL 232706

Follow us

    • Terms and Conditions
    • Privacy Policy
    • Financial Services and Credit Guide
    • Contact

website by New Best Friend