Milestone Lending Solutions

Buying property with your super

You are able to buy a property with your super, if you establish your own Self Managed Super Fund (SMSF). In addition, SMSFs can now borrow additional funds in certain circumstances. This means that, if you don’t have the funds within your SMSF, you are able to borrow money to purchase a property. In the past, if the Trustees of an SMSF wanted to purchase an investment property they would have had to do so only with the fund’s assets.

Regular income to boost your retirement nest egg

Using your SMSF to purchase an investment property can provide a regular and steady source of income. This will help boost the retirement benefits of members of the fund. The Milestone Lending Team can help you to organise a loan for your SMSF. We have extensive experience in appropriate ways to structure your loans so that your SMSF continues to comply.

Rental income helps repay the loan

If you rent out your investment property, any rent you receive will be treated as income of the SMSF and taxed within the fund. Any costs and expenses related to the property will also be payable by the fund. The ongoing rent will also allow the fund to meet loan repayments, operating expenses, taxation liabilities and cash benefit payments.

Milestone Lending are experts when it comes to establishing Self Managed Super Funds, and how to correctly structure your SMSF to be able to purchase an investment property.

Want more information?

Boost your Retirement Assets Through Property Investments – A Self-Managed Superannuation Fund (SMSF) gives you greater control over your retirement. As a trustee of your own fund, you have control over what the fund’s assets are invested in. This includes the ability to invest in direct property, shares, or other non-traditional assets.

Contact Milestone Lending today to see if this is a suitable strategy for you.